Boat insurance coverage personally tailored to meet your needs.
Premium discounts and savings on your policy.
Personal guidance from one of our experienced local agents.
There are plenty of people living in Brandon that love taking their boat out on the weekend– thereās really nothing quite like getting out on the open water. No matter what kind of watercraft you might own, youāll want to get the right insurance to protect that investment. Charles D. Talley Jr. Insurance can help you find the appropriate coverage to meet your needs at the best rate.
Itās best to buy separate boat insurance, rather than adding your boat to your homeownerās policy. Many homeownersā policies limit or donāt cover marine-specific risks, such as salvage work, wreck removal, pollution or environmental damage.
Floridians enjoy everything from fishing and sailing to a refreshing outing in the powerboat, so they need boat insurance that not only covers the watercraft itself but also any passengers and equipment. Itās also a good idea to find insurance that covers your liability risk. The last thing you need is to have a special occasion turn into a financial disaster.
Our agency has 31 years of experience handling the concerns of fishermen, sailors and other recreational boaters in Brandon and Tampa, FL. If youāre wondering how much boat insurance you may need or how to choose the right deductible, weāll be happy to answer any of your questions. Give us a call at (813) 685-9393.
We live in the Sunshine State for a reason and thereās nothing quite like getting family and friends together on the boat. Unfortunately, accidents on the water can be serious, especially when alcohol has been consumed. Working with an independent agency like ours is the best way to get the appropriate coverage in Brandon. Charles D. Talley Jr. Insurance agents are already aware of the specific regulations in the local area and weāll ensure that youāre properly protected before you head out on the water.
Agreed Value Coverage Plan
This plan provides coverage up to the boatās agreed upon value. The insurance provider and client come to a conclusion on the boatās worth.
Actual Cash Value Coverage Plan
Insurance that pays up to the actual cash value of the property that was damaged or lost.
Extra Coverage Plans Available?
There are other types of coverage plans available for boats, and weāll help you find the options that work best.
Just about any type of marine vessel can be insured, including yachts and Jet Skis. All of these watercrafts are at risk for being damaged or stolen, and they can also cause harm to both people and property. Even when they are docked or in storage, you run the risk of vandalism or other environmental hazards.
Youāll want to have a good idea about the amount of coverage required to repair or replace your boats or other types of recreational vehicles if wrecked or stolen. Our agents will help you get this figured out.
Please give us a call at 813-685-9393 or complete our form to get a free insurance quote today. Charles D. Talley Jr. Insurance, Inc. will help you find the best boat insurance rate in Brandon.
