What Do You Need to Know?
The sad truth is that traffic accidents are fairly common. According to the Florida DMV, there are more than 200,000 accidents in the state of Florida each year. Whether it’s a serious accident or a fender-bender, you don’t want to be caught unprepared. With the right auto insurance plan, the costs involved in recovering from an accident will not be so burdensome on your finances.
Our agency has 31 years of experience handling the concerns of drivers in Brandon and Tampa, FL. If you’re wondering how much car insurance you may need or how to choose the right deductible, we’ll be happy to answer any of your questions. Give us a call at (813) 685-9393 or click here to get a free auto insurance quote today.
If injuries are involved, then obtaining appropriate defense can lead to some backbreaking legal fees– even if it wasn’t your fault. This is why it’s important to find the coverage that’ll protect you in the event of an accident. You could buy insurance online, but working with our agency will make your experience much better and get you a better rate.
If you’re looking for the best auto insurance quote, you need to consider the coverage that works best given your primary concerns and your budget. Even if you don’t have the perfect driving record, Charles D. Talley Jr. Insurance, Inc. will work hard to get you a personalized, affordable quote. Plus, we’ll be here to answer any questions that you might have about your coverage plan.
There are several key advantages to using an independent insurance agency:
It’s the truth!
Florida state law requires all drivers to have car insurance. Residents who plan on driving need to purchase the minimum coverage amounts for both property damage liability (PDL) car insurance and personal injury protection (PIP) insurance.
Personal injury liability coverage
Insurance that will cover injuries or death resulting from an accident that you caused. This will also provide you with legal defense.
Property damage liability coverage
Provides protection in the case that your car damages someone else’s property. Similar to liability coverage, this will provide you with legal defense.
Medical, no-fault or personal injury coverage
This insurance covers your medical fees (if you’re the driver) and those of your passengers incurred during an accident, regardless of who was at fault.
Uninsured motorist coverage
Will cover any injuries, and even some property damage in certain situations, incurred during a hit-and-run or by an uninsured driver.
Comprehensive physical damage coverage
This will protect against any damages caused to your vehicle during a theft, act of vandalism, or even an act of nature.
Collision coverage
If your car is damaged or even destroyed in an accident, collision coverage will pay to have it fixed or replaced.
We save our customers money because we use over 10 carriers to find you the most competitive rate.
You’ll be dealing directly with a local insurance agent in Brandon.
We take the time to understand your needs and will help you find discounts so you can get the most out of your policy.
Please give us a call at 813-685-9393 or complete our form to get a free insurance quote today. Charles D. Talley Jr. Insurance, Inc. will help you find the best auto insurance rate in Brandon.