$3.16 billion in lost work and medical costs each year
Did You Know that Car Insurance is a Requirement in Florida?
It’s the truth!
Florida state law requires all drivers to have car insurance. Residents who plan on driving need to purchase the minimum coverage amounts for both property damage liability (PDL) car insurance and personal injury protection (PIP) insurance.
What Does Auto Insurance Cover?
Personal injury liability coverage
Insurance that will cover injuries or death resulting from an accident that you caused. This will also provide you with legal defense.
Property damage liability coverage
Provides protection in the case that your car damages someone else’s property. Similar to liability coverage, this will provide you with legal defense.
Medical, no-fault or personal injury coverage
This insurance covers your medical fees (if you’re the driver) and those of your passengers incurred during an accident, regardless of who was at fault.
Uninsured motorist coverage
Will cover any injuries, and even some property damage in certain situations, incurred during a hit-and-run or by an uninsured driver.
Comprehensive physical damage coverage
This will protect against any damages caused to your vehicle during a theft, act of vandalism, or even an act of nature.
If your car is damaged or even destroyed in an accident, collision coverage will pay to have it fixed or replaced.