These days, you can do just about anything online, including purchase insurance. But while we may live in a self-serve universe, there are still times when it’s better to let others serve you.

Independent insurance agents in Brandon, FL

Take this Google Review, for instance:

“I didn’t know that insurance savings like this existed prior to working with Talley Insurance! I had done some research online ahead of time, and Adam blew everything I’d found out of the water. My husband and I are saving a ton of money on our car and renters insurance, and will most certainly be going back when it comes time to buy a home. It pays to go through an agent with a ton of experience and knowledge, who won’t settle for anything but the best for his clients!”

While this reviewer was able to find options online, we were able to provide her with far better prices (and coverage!) than she was able to find on her own. It’s what we do! We may be biased, but we think independent insurance agents are great and here are 8 reasons why.

1) Unrivaled Local Knowledge

At Talley insurance, we are real people located right here in the Tampa Bay area―Brandon to be precise. Our office is near to our homes, our childrens’ schools, and our favorite local restaurants. We live and breathe Tampa, and we also live and breathe Florida insurance.

As local residents, we have lived in Brandon, FL for years and will use our knowledge of the area to help you protect your family’s assets and reduce a variety of risks. This is one of the many benefits associated with a local insurance agent. For instance, would an insurance agency in Montana (even if they are a great company overall) be familiar with Tampa Bay area flood zones?

When your independent insurance agent is right here in Brandon, FL, they will meet all your specific needs with the personalization and precision that can only be delivered by a local agent.

2) Get An Insurance Expert That’s Only a Phone Call Away

One of the most frustrating things about buying insurance online is that there is often no one to help you once your business has been secured. You may find yourself on hold for an hour… only to talk to a call center rep who cannot properly answer your questions.

At Talley Insurance, the same people who sold you your policy will pick up the phone when you call. We will never direct you to an outsourced customer service rep or send you to a generic online “help center.” When you call, you will be put in touch with someone who has devoted their entire career to becoming an expert in insurance. Your questions will be answered promptly, cheerfully, and with utmost attention to detail.

3) Independent Insurance Agents Help Support the Local Community

In case you couldn’t tell from item #1, we love living in Tampa! And at Talley Insurance, we believe in giving back to the community we call home.

The Talley family participates in myriad charity events, most notably the Rotary Club. Father-son duo Chuck and Adam Talley are both proud Rotarians, and Adam was named Rotarian of the year in 2018.

(Also… does being fiercely loyal to the Bucs count as supporting our community, too?!?)

4) Independent Insurance Agents Provide You With a Range of Choices

As independent insurance agents, we are not “captives” of a particular insurance provider. We can sell policies from a variety of insurers, because we are not employed by a specific insurance company. This means we are free to give you our honest opinion and use our expertise to get you the best deal!

5) Independent Insurance Agents Will Save You Time & Money

This is a nice segue into our next list item: independent insurance agents will save you time and money! Saving you time and money on insurance here in Brandon, FL (or anywhere else in the Sunshine State) is a product of the fact that we can shop around. We are not employed by one particular insurance agency, but we are intimately familiar with all of them.

As independent insurance agents, we will put our years of knowledge to work for you. Every one of our clients is unique and has their own list of wants, needs, and priorities. We take this list and match it to the plan that would be best suited for you and your family. We will find hands-down the best plan for your budget, which saves you time and money.

6) They Can Help With All Your Insurance Needs

Home? Auto? Business?

Independent insurance agents can help! You can take care of all your insurance needs at once, streamlining your personal organization processes. If you own a small business, we can help. We can also provide the best coverage for the best price for your car and your home―whether you rent or own.

7) Independent Insurance Agents Have Your Back If You Have a Claim

Independent insurance agents are in it with you for the long haul! Though we are happy to sell you the best insurance plan for your needs, we are far more than just salespeople. We are strategic partners, customer service providers, and your own personal advocates.

Life happens, and at the end of the day, that’s what insurance is for! We recommend looking for independent insurance agents in Brandon, FL who can help you report your claim and subsequently navigate the claims process. If you choose to go with an independent insurance agency, make sure they have the experience needed to clarify procedures and can answer your questions.

8) Get Unbeatable Customer Service

When you work with an independent insurance agent, it’s their job to provide the best customer service possible. At Talley Insurance, we pride ourselves on going the extra mile. We treat our clients the same way we would our own family. After all, this is a family business!


Insurance is a personal and important decision. It protects your assets and thereby protects you and your family. When making the decision regarding your insurance agent, the person who knows best is YOU.

We think independent insurance agents are great! Of course, we may be a little biased, but we also know that independent insurance agents have more options available to them, which means more savings for you. As a general rule, we also tend to be more willing to go above and beyond for our valued clients. Want to chat and see whether you think working with Talley Insurance would be right for you? Give us a call at (813) 685-9393!

Not ready yet? We understand! Take a peek around our site and do some more research. We will be here if and when you decide you need us.

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